Welcome to my site, I'm Andrey Dutton. I crashed into a parked vehicle a few years back while not paying close attention to the road. Although the vehicle was parked too far from the curb, the accident was deemed my fault. I looked toward my insurance to make the payment, but they informed me that my policy had lapsed. Without insurance, the accident was not covered and I was on the hook for all of the associated costs. To solve my financial woes, I went to a bankruptcy attorney for help. On this site, I want to help other people quickly solve financial problems like these by working through the bankruptcy process. Feel free to visit often to learn about bankruptcy applications and proceedings.